Aditya Birla Capital earnings calls.

Aditya Birla Capital delivered a strong Q1 FY27 with consolidated PAT of ₹1,175 croreCurrent reported value: ₹1,175 crore. No comparable prior figure is available in the source record. (+40Current reported value: 40. No comparable prior figure is available in the source record.% YoY), driven by robust growth across its diversified financial services platform. The NBFC business (AUM ₹1.67 lakh crCurrent ₹1.67 lakh cr. Reported change: +28% YoY.ore, +28% YoY) reported PAT of ₹927 crore (+35% YoY) with ROA expansion of 14bps to 2.39%, supported by improving asset quality (GS2+GS3 down 127bps to 2.4%). Housing finance crossed the ₹50,000 crore AUM milestone at ₹51,833 croreCurrent ₹51,833 crore. Reported change: +50% YoY. (+50% YoY), with PBT growing 95% YoY. Life insurance VNB margin nearly doubled to 15.1%Current 15.1%. Reported change: +756bps YoY. (+756bps YoY) on mix shift toward non-participating and protection business. The company raised ₹4,000 crore in growth capital (₹3,080 crore from promoters, ₹920 crore from IFC). Management signaled confidence in sustaining 20%+ FYP growth in life insurance while targeting VNB margin expansion above 20% over three years. Near-term risks include potential regulatory changes affecting insurance distributor payouts and margin pressure from shifting portfolio mix toward lower-yield unsecured segments.