Intense competition in motor and commercial lines
Competitive pricing pressure in motor and commercial segments could lead to further market share loss or margin compression.
ICICIGI / Q2-FY26 / risks
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ICICI Lombard General Insurance Company · Material risks, their source context, and severity in the latest available quarter.
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Risk intelligence
Material risks this quarter
high
CAT losses and large risk events
Increasing frequency of catastrophic events and large losses could adversely impact underwriting profitability, especially in commercial lines.
GST input tax credit impact on distribution costs
Loss of input tax credit on health insurance may increase distribution costs, though management expects to manage within overall cost structure.