Q1-FY27 · Perves Moola
We have delivered a 8.1% quarter-on-quarter sequential growth in our gold loan AUM in spite of headwinds of declining domestic gold prices of 15% between January 31st to June 30th and regulatory changes effective April 1st.
FEDFINA / language trends
Read confidence between the lines.
Fedbank Financial Services · tone and specificity signals across the available quarters.
Research layer active
Language signals
What changed in management language.
tracked
Q1-FY27 · CV Ganesh
The improvement in costs seen during the quarter should also be viewed in the context of the seasonal nature of our business. Q1 is typically a relatively softer disbursement quarter. As origins pick up meaningfully in the next few quarters, we would expect sourcing related expenses and operating costs to also increase but corresponding to the business growth.
Q1-FY27 · CV Ganesh
This represents an expansion of 380bps year-on-year in our ROE from 11.6% in Q1 FY26. We remain deeply grateful to the support of all our investors and their faith in us.
Q3-FY26 · Perves Moola
Our gold loan growth will be unconstrained. The character of the product mix does not determine how much we grow our gold loan or otherwise.
Q3-FY26 · CB Ganesh
We have delivered over the last four quarters a consistent predictable and increasing ROE. I think that perhaps is the guidance you want to take.
Q3-FY26 · Perves Moola
FY26 is a investment year because we are taking a challenging task of rebuilding the ST LAP business.