Rate cut transmission pressure on yields
The December 25bps repo cut has been fully transmitted to EBLR-linked loans, impacting yields by ~₹11 crore per quarter.
CUB / Q3-FY26 / risks
Keep the risk register visible.
City Union Bank · Material risks, their source context, and severity in the latest available quarter.
Research layer active
ConCallIQ research layer
Signal, with the source still visible.
Use the controls below to narrow the view, then follow the evidence into the next layer of context.
Risk intelligence
Material risks this quarter
medium
Elevated write-offs may signal underlying stress
Technical write-offs remain high (₹1,000+ crore), though management cites tax and NPA management benefits.
ECL provision uncertainty
Management declined to provide specific ECL provision numbers, citing industry-wide non-disclosure, creating uncertainty.