Bank of India earnings calls.
Other · 3 quarters tracked · source-linked performance, management guidance and promise context.
Latest revenue
Pending
verified financial record
Quarters tracked
3
source records in the directory
Delivery assessment
0
Across 5 tracked commitments: 0 delivered, 5 missed.
Call date
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latest available source date
Signal trajectory
2 actual quartersCurrent read
0/100
Across 5 tracked commitments: 0 delivered, 5 missed.
Latest source read
What changed this quarter?
Bank of India reported a solid Q3 FY26 with net profit of ₹2,750 crore (+9.3% YoY) and operating profit of ₹4,193 crore (+13% YoY). Global advances grew 13.6% YoY to ₹7.40 lakh crore, driven by RAM (retail, agriculture, MSME) growth of 18% YoY. Net interest margin improved 16 bps sequentially to 2.57% aided by portfolio churn from low-yielding AAA advances to higher-yielding assets. Asset quality improved sharply with GNPA down 143 bps YoY to 2.26% and PCR at 93.6%. Management guided for FY26 global advances growth of 13-14% and deposits growth of 11-12%, with a strong corporate pipeline of ₹65,000 crore supporting near-term momentum. Key risk: SMA-2 book doubled to ₹4,120 crore, largely from three state government accounts, though backed by guarantees.
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Signal
Positive
Revenue
Pending
Source date
Pending
Across the record
Quarter history.
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